The iBankLocal network is currently limited to banks in Northern California. New areas will be added soon.

Before you open a new account at any financial institution, understanding your deposit insurance coverage is essential.

The FDIC insures bank deposits up to $250,000 with additional coverage for joint accounts and retirement accounts. Many non-interest bearing personal and business accounts are completely covered. For more information about FDIC insurance coverage visit the FDIC site or talk to your banker.

If you are considering a relationship with a bank as an individual or business owner with loans or deposit accounts over the insured amount, we recommend that you research the bank's financial health prior to moving your accounts.